PRODUCT INNOVATION & ENHANCEMENT

DSA are continually looking at existing insurance products and seeing how those products can be either amended or upgraded to reflect the needs of a changing world.

As Examples:

The Miscellaneous Costs Reimbursement Policy (MCRS) was born out of the old, very tired, “Excess Protection” and “Self-Drive Hire Policies”.
The MCRS covers not only those with “Fully Comprehensive“ policies but also those insured “Third Party“, as well as marrying some base line “assistance/breakdown“ benefits to the client.
The MCRS is unique in that it. ALSO covers, under the same policy, and without any increase in premium, policy holders for an Excess imposed by Self-Drive Hire companies, following an acccident
The MCRS can be purchased as either a Self-Drive Hire Excess protection policy or as a private car policy! In both cases the policy is valid for one year.
This means that clients who have purchased the SDH Excess protection, who DO NOT have an accident, can transfer the policy to cover their “Home” vehicle.
Currently promoting the EXCESS PLUS policy, designed to be TCF and Regulator approved. EXCESS PLUS is a cheap, viable, alternate policy to contentious “GAP” type policies, aimed at anyone who has a “Loan” or uses a long lease deal to obtain a vehicle.

Excess Plus also includes daily damage only excess protection as well as SDH excess protection on a “Worldwide” basis.

To evaluate how DSA can enhance or update any product that you currently provide, or to know more about any of the products mentioned above, please call or email us.