PRODUCT INNOVATION & ENHANCEMENT

DSA are continually looking at existing insurance products and seeing how those products can be either amended or upgraded to reflect the needs of a changing world.

As Examples:
The Miscellaneous Costs Reimbursement Policy (MCRS) was born out of the old, very tired, “Excess Protection” and “Self-Drive Hire Policies”.

The MCRS covers not only those with “Fully Comprehensive” policies but also those insured “Third Party”, as well as marrying some base line “assistance/breakdown” benefits to the client.
The MCRS is unique in that it ALSO covers, under the same policy, and without any increase in premium, policy holders for an Excess imposed by Self Drive Hire companies, following an accident.
The MCRS can be purchased as either a Self Drive Hire Excess protection policy or as a private car policy! In both cases the policy is valid for one year or until the first claim.
This means that clients who have purchased the SDH Excess protection, who DO NOT have an accident, can transfer the policy to cover their “Home” vehicle.